Author: Terry Rubino

Fighting Fear

It’s HALLOWEEN and what better time to research fear.  Fear is an emotional instinct designed in us to protect us.  Fight, flight and freeze are the basic reactions to the perception of a threat. Fear can cause us to make irrational responses, act emotionally, panic and remove clarity of thought.   Fear of failure is one of the most common and crippling emotions that can limit your potential in life.  Fear of social censure is powerful and makes one feel lonely. Here are some basic tips garnered from research: Take positive action and learn more about the thing you are...

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Important Fraud Alert

Early yesterday evening (after banks close), an elderly grandma friend receives a panicked call from who she believed to be her grandson.  The “grandson” was crying and said he was just in an accident, had a broken nose, was arrested for dui and in jail in Iowa.  He said he had a lawyer who was going to call with instructions of how to get him out of jail and things expunged. He begs the grandma not to tell his parents of the call.   Minutes later the “lawyer” calls and instructs that he can get the son bonded out and...

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The Importance of Promptly Seeking Our Firm’s Involvement in Accident Investigation

More and more communities have video cameras at intersections.  However, the video usually is not kept very long.  For example, Munster has video cams at some intersections but only keeps the footage for 14 days.  The Indiana department of transportation has video along some stretches of highway but only keeps it for a short time.  the same is true of law enforcement agencies which increasingly have dash cams on the squad cars. Often there is a dispute as to what happened in a crash and pictures, especially video, are very effective in proving the truth.  Therefore, it is important...

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Life Insurance Review & Update

My name is Jerry Goldstein and I have worked for MetLife for over 40 years in both sales and management positions.  My focus has always been life insurance for family and business protection, estate preservation and protection.  Since retirement from MetLife I have worked with the largest and best life insurance companies to provide the most competitive products and programs to my clients.  I also work with and partner with some of the best brokerage professionals in our area. Today I am providing you with an overview of the different basic types of life insurance programs and an outline...

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Good Manners Are Good Business and Make Good Impressions

People like to do business with others who treat them with sincere courtesy and respect. The following are some tips: You are being introduced to someone.  Regardless of how great or small their perceived status is, step forward, smile, tilt your head slightly downward (a sign of respect in every culture) and you be sincerely honored by the introduction.  Never big-time someone. When addressing someone new, use the name they introduced themselves as.  For example,  someone introduced themselves as Robert.  Use Robert, not bob or bobby.  It is up to them to first tell you to please use a...

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